top of page

HPI Finance can help you reach home ownership goals with a variety of excellent loan programs. One of the most popular options we offer is an FHA loan. An FHA loan in Redwood City not only provides the financial resources you need; it does so with an attractively-low down payment requirement. For borrowers hoping to minimize their up-front costs, this type of loan often proves the ideal solution.

WHAT IS THE FHA LOAN?

An FHA loan is a form of home financing backed by The Federal Housing Administration (FHA). In effect, this governmental department is providing loan insurance to FHA-approved lenders, like HPI Finance. Essentially, the coverage protects lenders against mortgage defaults. Qualifying properties for this insurance program include single-family residences and multifamily residences.

Although the FHA provides substantial coverage to lenders, its service comes at no cost to taxpayers. All funding for the insurance is provided by income the agency generates on its own.

FHA LOAN HIGHLIGHTS

8ecb8b5c10a19ccbe1daba7bc38ec77cw-c323171xd-w685_h860_q80_edited.jpg

LOW DOWNPAYMENT REQUIREMENTS

credit score.png

MINIMUM CREDIT SCORE REQUIREMENTS

13+increase-value-of-home-min.jpg

ALLOWS SELLERS TO PAY CLOSING COSTS FOR BUYERS

GIFTING MONEY.png

CAN USE GIFT FUNDS FOR DOWNPAYMENT

WHO CAN BENEFIT?

Virtually everyone. It doesn’t matter if you’re a first-time buyer or a many-time buyer. An FHA loan can help you achieve your home ownership goals. And it will do so with a minimal down payment requirement.

Introduced in 1934 to assist with a troubled, depression-era housing market, FHA loans have a long and illustrious history. You may be among the many who qualify for this historically-proven solution. Why wait to capitalize on this golden opportunity? With the assistance of the FHA specialists at HPI Financial, you can get the loan you need quickly and simply. Put our expertise to work for you now. And get the beautiful home you’ve always wanted – without the burden of a large down payment.

Are you interested in learning more about getting an FHA loan?

Contact our team for more information and answers to all our questions. No matter where you are in California, HPI Financial will get the right loan for you. Call us today at (650) 741-9797

Content by HPI Financial San Francisco Mortgage Brokers

bottom of page