Jeff Phillips Graduated from USC in 1990 and moved to San Francisco. Jeff started a number of companies including a fresh daily packaged sushi company, an internet retail company, and a company that did specialized bookkeeping and reporting for small apartment building owners.
In 2001 Jeff began working with Decision One Mortgage a wholesale mortgage lender where he learned the residential lending business. “Working with brokers to solve problems and find the right loan product for their borrowers was very fulfilling”, says Jeff. In 2005 Jeff was offered a better opportunity working for Washington Mutual.
In 2007, Jeff started HP Investments Inc with Quentin Hyde recognizing the importance of FHA lending in the coming years. HP Investments, Inc quickly received HUD approval to originate FHA/VA loans and in 2008 Jeff & Quentin also started North Bay Realty & Loans under their corporation, GBRL, Inc. North Bay focuses on Real Estate and conventional lending. “Between the two companies there is almost no loan or Real Estate transaction that we cannot do!”, says Jeff.
“We are positioned for the future, learning the Real Estate and Lending business from the bottom of the market forces you to run your business with good cost controls in place, focus on providing the best value for your clients, and keep ahead of the curve in a dynamic environment”
Jeff spends his time away from work flying his family around in his Piper Cherokee, racing sailboats, cooking and spending time with his two boys Drake & Soren and his beautiful wife Lisa.
CalBRE License #: 01879516
NMLS License #: 242083